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Don't forget to factor in closing costs when considering a home sale or purchase. Allstar Mortgage and Real Estate is experienced at assisting both buyers and sellers when it comes to closings. E-mail or call us today at (619)822-2371 if your needs include a professional REALTOR® experienced in the business side of buying and selling.
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Closing costs you should expect
There are certain standard fees related to closing the sale of a house. These fees are commonly split between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help guide you through your deal.
Closing costs that are tied to financing
(More information)
- Points (optional)
- Appraisal Fee
- Credit Report
- Interest Payment
- Escrow Account
At closing, these taxes are usually paid (More information)
- Property Taxes
- Transfer Taxes and Recording Fees
At closing, these fees are often due (More information)
- Homeowners Insurance
- Flood or Quake Insurance (optional)
- Private Mortgage Insurance (PMI) (optional)
- Title Insurance
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Sellers: As we get through the details of your transaction, not only will I work to get the optimal sales price, but I'll also push for reduced closing costs. And once we've reached an agreement, I'll describe in detail the closing costs so you know exactly what you're paying for.
Buyers: If you are buying real estate in San Diego County, you will receive a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's previous experience and is required to be within a suitable range so you're not shocked when you get to the closing appointment. I'll be willing to look at the GFE with you, answering your questions and highlighting any estimates that seem off.
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Find an Expert Chula Vista Realtor® In Your NeighborhoodAllstar Mortgage & Real Estate provides its customers excelent service in San Diego and Chula Vista. Being a Realtor® you can Search the MLS to make it easy to find a property or to help you sell a home. Top Agents and homes for sale in your Chula Vista neighborhood. Searches all available Chula Vista MLS listings and returns those that meet your home search criteria. Realtors® and brokerage offices cover the area, representing homes for sale. Trust a Realtor® to find the most qualified Chula Vista real estate agent for your next transaction.
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